Affiliate Disclosure

Last updated: 28 May 2026

The Reward Pilot is an Australian website that provides guides, tips and information about frequent flyer points, rewards programs, travel deals, credit cards and related offers.

This Affiliate Disclosure explains how The Reward Pilot may earn money from affiliate links, referral links, sponsored content, partnerships or other commercial arrangements.

In plain English: some links on this website may earn us a commission or referral fee if you click through, apply for a product, sign up for an offer or make a purchase. This does not cost you extra. We aim to be clear, honest and upfront about commercial relationships.

In this Affiliate Disclosure, “we”, “us” and “our” means The Reward Pilot.

Website: therewardpilot.com.au
Email: hello@therewardpilot.com.au

1. Our approach to affiliate links

The Reward Pilot may use affiliate links, referral links, tracking links, sponsored links or partner links.

This means we may receive a commission, referral fee or other benefit if you:

  • click a link

  • apply for a product

  • are approved for a product

  • sign up for a service

  • make a purchase

  • transfer points

  • take up an offer

  • complete another eligible action

This may include links to:

  • credit cards

  • banks

  • airlines

  • frequent flyer programs

  • rewards programs

  • travel booking services

  • hotels

  • insurance providers

  • shopping portals

  • subscription services

  • travel products

  • points or rewards partners

Affiliate arrangements help support the running of The Reward Pilot.

2. No extra cost to you

Using an affiliate link should not cost you extra.

In some cases, an offer may be the same as the provider’s public offer. In other cases, it may be a special offer, promotional offer or partner offer.

You should always check the provider’s own website, terms and conditions, fees, eligibility rules, expiry dates and product information before making a decision.

3. We are not currently earning from every link

The Reward Pilot is a new website.

Some links may be affiliate links now or in the future. Some links may not earn us anything. Some articles may include a mix of affiliate links and non-affiliate links.

We may also link to products, programs or offers simply because we think they are relevant or useful for readers.

If a page contains affiliate links, sponsored links or commercial links, we aim to disclose this clearly.

4. How we disclose affiliate links

We aim to make affiliate and commercial relationships clear and easy to understand.

Depending on the page, we may use wording such as:

  • “This page may contain affiliate links.”

  • “We may earn a commission if you click a link, apply for a product or take up an offer.”

  • “This is a partner offer.”

  • “Sponsored.”

  • “Advertisement.”

  • “Paid partnership.”

  • “Commercial arrangement.”

We aim to place disclosures close to the relevant content where practical, not hidden away in the footer only.

5. Credit cards and financial products

The Reward Pilot may publish general information about credit cards, rewards cards, bank rewards programs and other financial products.

This information is general information only.

It does not take into account your personal objectives, financial situation or needs.

We are not your financial adviser, credit adviser, tax adviser or legal adviser.

We do not provide personal recommendations about which credit card or financial product is right for you.

We do not assess your eligibility, credit history, income, debts, spending habits or personal circumstances.

We do not guarantee that you will be approved for any credit card, bank product or financial product.

We do not issue credit products or make lending decisions.

Before applying for any credit card or financial product, you should read the provider’s official terms, fees, interest rates, eligibility criteria, credit information and offer conditions.

If you are unsure, seek independent professional advice.

6. How we choose credit card and rewards content

The Reward Pilot is not a complete credit card comparison service.

We do not compare every credit card, bank, lender, rewards program, airline partner or offer available in Australia.

Instead, we look across publicly available information, official provider pages, rewards program updates, affiliate partner information, newsletters, promotions and other sources to identify guides, deals and opportunities that we think may be useful or interesting to Australian readers.

Sometimes we may write about a product because it has a strong points offer, a useful travel benefit, a relevant rewards feature, or because it helps explain how points and rewards work.

Sometimes we may not include a product, even if it is available in the market.

This may be because:

  • we are not aware of it

  • it is not relevant to the article

  • it is not available through our affiliate partners

  • we have not reviewed it

  • the offer has changed

  • the product does not suit the topic

  • we have chosen to focus on simpler or more beginner-friendly examples

A product appearing on The Reward Pilot does not mean it is the best product for you.

A product not appearing on The Reward Pilot does not mean it is a bad product.

You should always compare your options, check the official provider information and consider whether a credit card, rewards program or offer suits your own circumstances before applying or acting.

7. Credit card approvals and offers

Credit card approval is not guaranteed.

Approval may depend on the provider’s eligibility criteria, credit checks, income requirements, residency status, existing debts, credit history and other factors.

Bonus points and promotional offers may also depend on conditions such as:

  • minimum spend

  • eligible purchases

  • application dates

  • approval dates

  • previous cardholder exclusions

  • annual fees

  • balance transfer exclusions

  • cash advance exclusions

  • government payment exclusions

  • bonus point timing

  • offer expiry dates

Offers can change quickly.

Always check the official provider page before applying or acting on any offer.

8. We may receive commissions from credit card providers

In the future, The Reward Pilot may receive commissions, referral fees or other commercial benefits from credit card providers, banks, affiliate networks, comparison partners or other commercial partners.

This may happen if you click a link on our site and apply for or are approved for a credit card or financial product.

Commercial relationships may influence which products we are able to link to, receive commission from, or access through affiliate partners.

However, we aim to keep our content practical, useful and transparent for readers.

We will not describe ourselves or our content as independent, impartial or unbiased where doing so would be misleading.

9. We may not cover every product in the market

The Reward Pilot does not compare every credit card, bank, airline, rewards program, travel provider or offer available in Australia.

Some products may not be included because:

  • we are not aware of them

  • they are not relevant to the article

  • they are not available through our partners

  • they do not fit the page topic

  • the offer has expired or changed

  • we have chosen to focus on beginner-friendly options

  • we have chosen to focus on products or offers we think readers may find useful

    If we publish comparison-style content, it should not be treated as a complete market comparison unless we clearly say it is.

10. Rankings, order and placement

Where we display products, offers or links, their order may be influenced by a range of factors, including:

  • relevance to the article

  • reader usefulness

  • offer strength

  • availability

  • expiry date

  • product features

  • editorial judgement

  • commercial relationships

  • affiliate arrangements

If a page is sponsored, paid, promoted or commercially influenced in a specific way, we aim to say so clearly.

We will not describe content as independent, impartial or unbiased where doing so would be misleading.

11. Sponsored content

From time to time, The Reward Pilot may publish sponsored content or work with brands, banks, airlines, rewards programs, travel companies or other partners.

Sponsored content means we may receive payment, products, services, access, travel, points, benefits or another form of compensation in connection with that content.

Sponsored content will be labelled clearly.

Sponsored content does not remove the need for readers to check whether a product, service or offer is right for their own circumstances.

12. Gifted products, benefits or travel

If we receive a free product, discounted product, gifted service, hosted travel, points, status benefit or other incentive in connection with content, we aim to disclose that where relevant.

We will not present paid, gifted or incentivised content as purely organic or independent.

13. Accuracy of offers and information

We try to keep information accurate and up to date, but points, rewards and credit card offers can change quickly.

This may include changes to:

  • bonus points

  • earn rates

  • annual fees

  • interest rates

  • eligibility criteria

  • travel credits

  • lounge passes

  • transfer rates

  • reward seat availability

  • expiry dates

  • partner offers

  • terms and conditions

    We may not update every article immediately when an offer changes.

Always confirm details directly with the provider before applying, transferring points, making a purchase or relying on an offer.

14. Points and value estimates

From time to time, The Reward Pilot may discuss the value of points, rewards, offers or redemptions.

Any points value estimate is general only.

The actual value you receive from points may depend on:

  • how you earn them

  • how you redeem them

  • fees, taxes and charges

  • reward seat availability

  • cash fare prices

  • travel dates

  • airline program rules

  • transfer rates

  • your personal travel preferences

A redemption that is good value for one person may not be good value for another.

15. Reader responsibility

You are responsible for your own decisions.

Before acting on any information on The Reward Pilot, you should:

  • read the provider’s official offer page

  • check the full terms and conditions

  • consider fees, charges and interest rates

  • consider whether the product or offer suits your circumstances

  • compare options

  • seek professional advice if needed

Do not apply for a credit card, spend money, transfer points or take up an offer solely because of something you read on The Reward Pilot.

16. Our editorial principles

The Reward Pilot aims to provide clear, practical and reader-friendly content.

Our editorial principles are:

  • be transparent about commercial relationships

  • clearly identify affiliate links and sponsored content where relevant

  • avoid misleading claims

  • avoid hiding important conditions

  • avoid pretending advertising is independent editorial content

  • explain risks, fees and limitations where relevant

  • encourage readers to check official provider information

  • keep content beginner-friendly and Australian-focused

  • avoid presenting general information as personal advice

  • avoid suggesting we compare the whole market unless we genuinely do

17. Legal and regulatory approach

The Reward Pilot aims to take a conservative approach to disclosure.

In particular, we aim to be mindful of:

  • Australian Consumer Law requirements about misleading or deceptive conduct

  • ACCC expectations around truthful and transparent advertising

  • AANA expectations that advertising should be clearly distinguishable as advertising

  • ASIC guidance about advertising financial products and services, including credit

  • Spam Act and email marketing requirements where we send newsletter or promotional emails

  • privacy obligations where we collect personal information

This disclosure does not mean we are currently required to comply with every law or regulatory regime in every circumstance. It means we are aiming to operate transparently and conservatively as the website grows.

18. Email marketing and commercial messages

If you subscribe to The Pilot Briefing or any other The Reward Pilot email list, we may send you emails that include guides, offers, affiliate links, partner offers, sponsored content or commercial information.

We will aim to send commercial emails only where we have consent, identify The Reward Pilot as the sender, and include a clear unsubscribe option.

You can unsubscribe from marketing emails at any time by using the unsubscribe link in our emails or contacting us.

Commercial electronic messages in Australia generally need consent, sender identification and a functional unsubscribe option. ACMA says unsubscribe instructions must be clear and unsubscribe requests must be honoured within 5 working days.

19. Updates to this disclosure

We may update this Affiliate Disclosure from time to time.

The latest version will be published on this page with the updated date.

20. Contact us

If you have questions about affiliate links, sponsored content or commercial relationships on The Reward Pilot, contact:

The Reward Pilot
Email: hello@therewardpilot.com.au
Website: therewardpilot.com.au